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Rewards Platinum

Rates and Fees

  • No Annual Fee1
  • Intro APR: 0% Intro APR for purchases and balance transfers for the first 12 billing cycles.
  • Purchase and Balance Transfer APR: 14.74% to 24.74% variable APR based on creditworthiness.

cRewards®

  • Earn one point per dollar on net purchases
  • Redeem points for merchandise, rental cars, cruises, hotels, and airline travel.
  • Airline tickets are good on any airline with no blackout dates.
  • Earn unlimited reward points that do not expire.

Cash Rewards Platinum

Rates and Fees

  • No Annual Fee1
  • Intro APR: 0% Intro APR for purchases and balance transfers for the first 12 billing cycles.
  • Purchase and Balance Transfer APR: 17.74% to 27.74% variable APR based on creditworthiness.

Cash Rewards

  • Earn 1% Cash Back on net purchases
  • Cash Rewards do not expire.
  • Redeem for statement credit at cRewardsCard.com
  • Redemptions starting at $25.

Platinum Edition

Rates and Fees

  • No Annual Fee1
  • Intro APR: 0% Intro APR for purchases and balance transfers for the first 12 billing cycles.
  • Purchase and Balance Transfer APR: 13.74% to 23.74% variable APR based on creditworthiness.

Card Features & Benefits

  • 24/7 U.S. based customer service
  • Online account management at MyCardStatement.com
  • Cell Phone Protection2
  • Chip Card Security
  • Fraud Monitoring
  • Email & Text Fraud Alerts
  • Mobile Payments & Visa Checkout
  • Travel Accident Insurance ($150K)*

Visa Enhancements

  • Auto Rental Collision Damage Waiver **
  • Purchase & Extended Protection
  • Lost & Stolen Card Reporting
  • Emergency Card Replacement
  • Verified by Visa®
  • Emergency Cash Disbursement
  • Travel & Emergency Assistance
  • Zero Fraud Liability
  • Identity Theft Assistance

1See card application's Important Disclosures for terms, rates and fees.

2To learn more about this benefit or to file a claim, visit CardBenefitServices.com or call 1-866-894-8569

*Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card.  Your account must be in good standing.  Restrictions to coverage may apply.

**To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company.  Restrictions may apply if you have personal automobile insurance covering this theft or damage.

This card is issued by TCM Bank, N.A. subject to credit approval.