CHECKING & SAVINGS ACCOUNTS
Choose an account that fits your lifestyle, not the other way around.
CHECKING ACCOUNTS
Free Checking
A hassle-free account with no minimum balance, no monthly service fee, no statement fee, and no strings attached.
- No minimum balance requirement
- No monthly service fee
- Free eStatements (Paper Statement available for a monthly fee)
Personal Checking
Designed for you if you keep a larger balance and want extra perks like earning interest and more.
- Earn Interest
- First order of checks is Free
- Free eStatements (Paper Statement available for a monthly fee)
$2,000 minimum balance required to avoid $10 monthly service charge. For current interest rates contact your local branch.
Senior Checking
A checking account designed for you if you're 55 or older and want to earn interest with your account.
- Earn interest
- No monthly service fee
- No minimum balance requirement
- First order of checks is Free
- Free eStatements (Paper Statement available for a monthly fee)
For current interest rates contact your local branch.
MyDesign Rewards Checking
A checking account designed to reward you for using your account instead of for how much money you keep in it. Meet the requirements below to earn a premium interest rate.
- Earn Premium Interest
- No monthly service fee
- No minimum balance requirement
- $500 or more in direct deposits cumulative*
- 15 point-of-sale debit card purchases*1
- Free eStatements (Paper Statement available for a monthly fee)
*Per monthly statement cycle. 1Does not include ATM transactions. $10.00 monthly dormant fee if account has no activity for 12 months. Cannot be combined with any other promotional offers. Account offered to Consumers and Trusts only. Limit one account per primary account owner. For current interest rates contact your local branch.
Features and Benefits for Checking at Redstone Bank
No matter the checking account you select, you'll always have access to the latest banking and money management technology with Redstone Bank.
- Free Debit Card
- Up to $12 in ATM fees reimbursed per month
- Online Banking with BillPay
- Mobile Banking with Mobile Deposits
- Free eStatements
- Ability to send money safely and securely with Zelle
- Apple and Google Pay
- Free email and text alerts
- Credit Cards
- Switch Kit
SAVINGS ACCOUNTS
Personal Savings
- $100 Minimum Balance Required to avoid $3 Monthly Service Charge
- Earns Interest
- Unlimited in-bank transactions allowed free of charge*
- *Other transaction limitations may apply; excess withdrawal fees may apply
Personal Money Market
- $2,500 Minimum Balance Required to avoid $10 Monthly Service Charge
- Earns Interest
- Unlimited in-bank transactions allowed free of charge*
- *Other transaction limitations may apply; excess withdrawal fees may apply
Certificates of Deposit (CDs)
- Fixed rate for the term of the CD
- Competitive Interest Rates
- Rates & terms vary and a penalty applies for early withdrawal
Flex CD
- Accessible 7 Month CD
- Make periodic deposits & withdrawals during the term with no penalty
- Rates vary and a penalty applies for early closing withdrawal
*A.P.Y. (Annual Percentage Yield) effective as of 10/04/2022. Minimum balance to open the account is $5,000. The 9-month CD will automatically renew at maturity for a 12-month CD for the current rate. Interest compounded monthly. The 15-month CD will automatically renew at maturity for a 12-month CD. Interest compounded monthly. Penalty for early closing withdrawal. Offers not available to brokers, public, or financial institutions.